Limited Time: 0% Intro APR for qualified borrowers  ·  Claim Offer  ·  No hard credit check
Why We Built This

The Lending Industry Had a Secret.
We Made It Public.

Banks knew exactly which loan places offered the best rates. Borrowers didn't. We spent three years building the platform that closes that gap — giving every American the same rate intelligence that only insiders used to have.

Democratizing Access to the Best Loan Places in America

Too many Americans pay 3–5× more than necessary simply because they don't know what competitive loan place rates look like. We built LoanPlacesApp to close that gap — permanently.

Today, over 500,000 Americans have compared loan places through our platform, saving an average of $3,400 per borrower versus the first offer they found elsewhere.

2018
Year Founded
$8.4B+
Loans Facilitated
BBB A+
Accredited
LoanPlacesApp office team

The Team Behind Your Loan Place Guidance

Every lender rating, rate comparison, and guide on our platform is written and reviewed by our certified financial professionals.

Dr. James Whitfield CFP
Dr. James Whitfield
Chief Financial Advisor & Co-Founder

Former VP of Consumer Lending at Wells Fargo. 18 years in lending. Doctorate in financial economics from Wharton. Personally reviews every lender on our platform.

CFP® ChFC® 18 yrs exp
Sarah Chen
Sarah Chen, MBA
Director of Loan Place Verification

Leads lender vetting — NMLS records, complaint histories, and rate disclosures for all 50+ loan places. Previously at the Consumer Financial Protection Bureau.

MBA Finance CFPB Alumna 12 yrs exp
Marcus Rodriguez
Marcus Rodriguez
Head of Loan Place Consumer Education

Certified credit counselor with 14 years helping Americans navigate loan places and debt decisions. Writes all our borrower guides and expert Q&A.

NFCC Counselor CRC® 14 yrs exp

What Guides Every Loan Place Decision We Make

01

Editorial Independence

No lender can pay to rank higher. Rankings are based purely on APR, fee transparency, and verified borrower satisfaction — nothing else.

02

Total Fee Transparency

Every fee, every rate, every term shown upfront — before you commit to any loan place. Nothing hidden in footnotes.

03

Your Credit Score, Always Protected

We never perform a hard inquiry without your explicit consent. Soft-pull matching protects your score while you explore all options.

04

Inclusive for All Borrowers

Everyone deserves fair credit access. We actively source loan places for bad credit, thin files, and non-traditional income — not just 720+ scores.

As Seen In

Forbes NerdWallet Bankrate USA Today CNBC The Wall Street Journal
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