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Legal

Terms of Service

Last updated: December 1, 2024. Please read these terms carefully before using LoanPlacesApp.

What You Need to Know in Plain English

These terms govern your use of LoanPlacesApp's comparison service. The key points: we are not a lender, we never charge borrowers any fees, and we only share your information with lenders when you explicitly choose to proceed with one. Read on for the full legal text.

Key Points at a Glance

We Are Not a Lender

LoanPlacesApp is a comparison marketplace. All lending decisions are made exclusively by the third-party lenders in our network, not by us.

No Fees to Borrowers

We never charge borrowers any fees for using our comparison service. We are compensated by lenders when borrowers successfully obtain financing.

Your Data Is Protected

We only share your information with lenders you explicitly choose to proceed with. We do not sell personal data to third-party marketers. See our Privacy Policy for full details.

NMLS Licensed

LoanPlacesApp is registered as NMLS #2148372 and operates in compliance with applicable federal and state lending laws across all 50 states.

These Terms of Service govern your use of loanplacesapp.com and related loan place comparison services operated by LoanPlacesApp. By accessing our site, you agree to these Terms in full.

1. Nature of Service

LoanPlacesApp is a loan place comparison marketplace, not a lender. We connect consumers with third-party lending partners. All lending decisions are made exclusively by third-party loan places.

2. Eligibility

You must be at least 18 years of age and a legal US resident to use our service.

3. Not Financial Advice

Content on LoanPlacesApp is for informational and comparison purposes only and does not constitute financial, legal, or tax advice. We recommend consulting a licensed advisor before making borrowing decisions.

4. Third-Party Loan Places

When you select a loan place offer, you will be redirected to that lender's platform. LoanPlacesApp is not responsible for the content, privacy practices, or lending decisions of third-party loan places.

5. NMLS Registration

LoanPlacesApp operates as a loan broker/marketplace. NMLS #2148372. Verify at nmlsconsumeraccess.org.

6. Limitation of Liability

To the maximum extent permitted by law, LoanPlacesApp shall not be liable for indirect or consequential damages arising from use of our service.

7. Contact

Legal inquiries: [email protected]